Premiums are skyrocketing (50%-100% increases over the last 3 years) for a lot of reasons. The bottom line with insurance companies right now is that they do not want to write new business because it’s unprofitable. In St. Louis and much of the country, this is due in large part to the growing number of claims made for hail-damaged roofs. Insurers have handed the keys to underwriting telling them to bring profitability out of the red and into the black, resulting in significant changes to eligibility and coverages for consumers.

Many people are uncertain whether to order a survey when they are purchasing a home in St. Louis, Missouri. The sale contract includes a Survey Contingency allowing buyers the option to order a survey, at their own expense, typically within 25 days, and work with the seller to resolve any issues. By conducting a survey, you can determine the precise location of your property boundaries and identify any encroachments.

As housing prices continue to rise in St. Louis, Missouri, many homeowners are finding themselves facing higher real estate tax assessments. While rising property taxes can put a strain on your budget, there is a glimmer of hope. Did you know that you have the right to appeal your property tax assessment? In this blog post, we'll review the process of appealing your assessment, ensuring that you have the knowledge and tools to potentially reduce your real estate tax burden.