Premiums are skyrocketing (50%-100% increases over the last 3 years) for a lot of reasons. The bottom line with insurance companies right now is that they do not want to write new business because it’s unprofitable. In St. Louis and much of the country, this is due in large part to the growing number of claims made for hail-damaged roofs. Insurers have handed the keys to underwriting telling them to bring profitability out of the red and into the black, resulting in significant changes to eligibility and coverages for consumers.

Embarking on a journey to relocate to a new city and purchase a home remotely can be both thrilling and daunting. Here’s how to navigate the challenges of moving to St. Louis and buying a home without being there in-person.